Hi Reader!

I don't have enough time. Are you sure? 🤔

When was the last time you said:

• "I don't have time?"
• "I'm too tired when I get home from work."
• "I don't know where to start?"

I said these and similar things years ago, and sometimes I still hear myself saying them today.

It's okay. We all have busy lives, even if they look different.

But when it comes to our finances, we can't deny that they are an important part of our lives, just like food or family.

That's why we need to be honest about creating some space in our daily lives to take care of our finances, especially when we're facing challenges like debt.

I know it's easier to put off issues we don't like to deal with. That's 100% human and okay, even if it's not helpful. Because at some point, we have to face the problem 😏.

Long story short: how can you make time for your finances on a busy day?

Since this is a question I get asked a lot (and I'm really grateful that you share your problems with me so I can help you better... So please keep emailing me as soon as you have a question... I'll answer them all, even if it might take a few days 🙂), today I want to share tips that have helped me the most.

1. Make time off daily: This is supposed to be the easiest thing to do, as we can all find 10-15 minutes of free time no matter how busy the day is. This may seem like little time, but it's a good start to making your finances a habit.
2. Choose the best time of day: Who says you have to take care of your finances when you get home tired in the evening? Maybe you can carve out ten minutes in the morning by getting up a bit earlier before your kids wake up. Or how about using your lunch break?
3. Start with a small action: You don't have to do everything at once, especially if you have a lot on your agenda. Start with a small step, like reading five pages in a finance book or even just an article on the blog or newsletter. Once you've done that, make a note of your success. Celebrating every small step keeps you motivated. With each step, no matter how small, you gain momentum. And that's what moves you forward toward your financial goals—consistency and presence.
4. Think of your finances as your baby: Give your baby what it needs to grow.

And what can be the next step to building wealth?

After managing your money, like paying off debt and saving, you can take the next leap and consider starting a side hustle. But don’t forget: even for that, you need to carve out time to build an online business and generate additional income.

Now that you have some strategies to carve out time for your finances, it’s the perfect opportunity to dive deeper into the topic of automating your finances. In my latest blog post, I explore how you can streamline your financial management to save money and stress less.

Discover practical tips on setting up automatic payments for bills, savings, and investments, so you can focus on what truly matters. By automating your finances, you’ll not only simplify your financial life but also gain more freedom to pursue your goals and dreams.

Don't miss out on the insights waiting for you—check out the blog post and take the first step toward a more organized and stress-free financial future!

xo,

Katja

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